NF Rewards - Nilkamal Furniture

Due to COVID-19 delivery & assembly of orders might get delayed.


  1. No Cost EMI on eligible tenures across eligible lenders
  2. To make this a No Cost EMI offer, amount equivalent to the interest payable by you has been provided as an Upfront Instant Discount to you
  3. The total amount you pay to the bank will be equivalent to the price of your order
  4. Eligible tenures: 3 month
  5. Eligible lenders:
  1. Kotak Mahindra Bank
  2. Federal Bank
  3. ICICI Bank
  4. HDFC Bank
  5. Bank of Baroda


  1. Select Cardless EMI at check out
  2. Select your preferred Cardless EMI lender
  3. Select tenure with NO COST


  1. Any returns/cancellations will be as per the Merchant's return/cancellation policy.
  2. In case of any kind of return/refund in an EMI transaction, interest already billed in a particular transaction will not be refundable under any circumstances
  3. In the case of a refund on the original transaction, the No Cost EMI Discount received by the customer on the transaction will be recovered on a pro-rata basis and the amount post adjustment of this discount recovery will be passed back to the customer through InstaCred Lending Partner.

Promotion Details

  1. Offer: No cost EMI for up to 3 and 6 months on a minimum purchase of Rs 5000
  2. Offer validity: Up to 31st March 2022
  1. Offer applicable on selection of Razorpay. Minimum Order value – Rs 5000
  2. Offer only valid on Credit Card transactions
  3. Nilkamal reserves the right to exclude certain items from this offer.
  4. Offer will be valid on confirmed orders only.
  5. Offer has no monetary value and cannot be reused, exchanged or refunded.
  6. Participation in this offer is voluntary. Any person availing of this offer shall be deemed to have read understood and accepted these Terms and Conditions.
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